Re: Sorn motorhome

by gassygassy Mon Apr 06, 2020 3:16 pm

Although you won't believe this it is actually true. You can deposit a cheque into your account from your computer at home. You scan it in to the computer, send the jpg file to the bank and they credit it to your account. If you go to your bank on line and press lots and lots of buttons you will eventually be able to follow their procedure.

by Peter Brown Mon Apr 06, 2020 3:29 pm

Only with a few banks so far, Natwest aren't happy with the system and haven't implemented it.

by daisy mae Mon Apr 06, 2020 3:51 pm

Cheque arrived Friday for the Hampshire, had the reminder this morning for the Topaz, as the future is uncertain at the moment, will be sorning that. especially as we have the virus in our village, that is too close to home. so_sad

by PLOUGHLIN Mon Apr 06, 2020 4:56 pm

Post Office allow paying in cheques for a number of banks, they keep envelopes behind the counter. Many banks do paying in using your smart phone.

by daisy mae Mon Apr 06, 2020 5:02 pm

Our village post office has been closed for a week, now paper shop closed from today.so we are s........

by Eltel Mon Apr 06, 2020 5:36 pm

gassygassy wrote:
Eltel wrote:

BAD NEWS

I have a draw down pension, and after a chat with my financial adviser he informs me that my income will decrease by 6% on my minimum risk investments and up to 10% for those who have medium risk investments.

Hopefully both will return over the coming months.

Keep safe and smiling.

Terry

Is that all? Mine has dropped 18%. I could have bought (or to be precise afforded the balance for) a new motorhome with what it has dropped by. Still, they all say don't cash it in, it is a long term investment. But I would love to know what the financial advisers are doing themselves. Fortunately we don't as yet need the cash to live on so we can leave it and hope it recovers. Unfortunately with the demise of thousands of businesses and the inevitable tax hikes after it is all over, I don't see it recovering for at least ten years, even if we don't get any more disasters.

Yes I’m glad I stuck to low risk investments and not tried my luck at medium and high risks ones in my portfolio.

My step daughter has a senior position with my financial advisors and her advice is that 0the best strategy is where possible don’t cash them in.

It will recover, but as others have said it will take time.

Terry

by gassygassy Mon Apr 06, 2020 5:48 pm

Thanks Terry, it is good to hear that from the step father of the horse's mouth, if you will please pardon the expression.

by rgermain Mon Apr 06, 2020 7:58 pm

Seems HSBC only allow with mobile app, which is beyond me and my old Nokia phone.

Laptop access I can handle, mobile helpless, smart phone is only used to take pictures hugegrins

Does anyone know if Barclays is the same, as they have a branch just down the town unlike HSBC who went ages ago.
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Richard

by Lucyc1937 Mon Apr 06, 2020 8:30 pm

Halifax app take a picture of cheque with phone deposited cheque easy with smart phone, not bad for an 83 year old

by rgermain Mon Apr 06, 2020 8:39 pm

Lucyc1937 wrote:Halifax app take a picture of cheque with phone deposited cheque easy with smart phone, not bad for an 83 year old

Still hope for me yet then, you have 10 years on me hugegrins

I have a library book out " Android phones for Dummies" looks like I might have it for a long time, so plenty of time to read it.
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Richard

by bikeralw Sun May 31, 2020 7:52 pm

Taking the van off SORN tomorrow, with spending winter in NZ followed by the lockdown, it's not been on the road since last October!
No plans to go anywhere in June, but with having work done on the house, we need the van's hardstanding for cement mixer and gravel etc. So I'll be going on a 30 mile circuitous route to get the 5 miles to a friend's farm where it will remain for the next few weeks. By then we may be allowed to go further afield. I know we could go anywhere in England right now, but I don't see the point until we can spend the night away.
Al.

by Paulmold Sun May 31, 2020 8:23 pm

I'll tax mine tomorrow. We can only travel 5 miles but with plans to tour in July if we are allowed, I don't want to wait until then in case something needs doing.
If all is well we'll use it every week for shopping (going the long way round so it gets up to temperature).

by rgermain Sun May 31, 2020 8:32 pm

Have I missed something are we restricted to 5 miles?

Was hoping to get to the beach before the madness at 7 am and walk the dog.
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Richard

by bikeralw Sun May 31, 2020 8:58 pm

Only in Wales I think Richard, which is where Paul lives. My 5 miles is because that's how far the farm is I'm going to. Just doing it the long way to get the van up to temperature.
Al.

by rgermain Sun May 31, 2020 9:04 pm

Thank you, that's good news. I am going to tax the van from tomorrow, only going to beach for a couple of hours, mainly because I have a yearly parking pass and getting my monies worth hugegrins

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Richard

by Paulmold Sun May 31, 2020 9:20 pm

Yes Wales limited to 5 miles from home. I believe Scotland and N.Ireland are the same.

by rgermain Sun May 31, 2020 10:00 pm

Paulmold wrote:Yes Wales limited to 5 miles from home. I believe Scotland and N.Ireland are the same.

Thank you Paul, I thought I dropped off and missed it.
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Richard

by rgermain Sun May 31, 2020 10:47 pm

Just been reading comments on Dorset Police Facebook, wish we had a 5 mile zone in England.

Beaches jammed packed and not by locals.

Come on BORIS stop this madness NOW! What the **** you doing playing with peoples health.

Second wave coming soon.
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Richard

by easylifer Mon Jun 01, 2020 11:15 am

Eltel wrote:Comfort have just returned my email.......

Good afternoon Mr Robinson,

Thank you for your email, we hope you are well.

If you were to SORN the vehicle, insurance cover will still remain in place as normal. There will just be no cover for road use until the vehicle is put back on the road.

Kind Regards

Larrisa Scally
Administration Assistant

If I were to take this literally it states that I only have to put the vehicle on the road, not purchase a road fund license.

by rgermain Mon Jun 01, 2020 11:36 am

easylifer wrote:
Eltel wrote:Comfort have just returned my email.......

Good afternoon Mr Robinson,

Thank you for your email, we hope you are well.

If you were to SORN the vehicle, insurance cover will still remain in place as normal. There will just be no cover for road use until the vehicle is put back on the road.

Kind Regards

Larrisa Scally
Administration Assistant
If I were to take this literally it states that I only have to put the vehicle on the road, not purchase a road fund license.

Young admin staff!
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Richard

by Guest Mon Jun 01, 2020 1:36 pm

Insurance companies often require that a vehicle is taxed and has a valid MoT certificate when you take out the policy. It must also be maintained in accordance with manufacturer recommendations throughout the life of the policy and in a roadworthy condition when being used.

Denying liability in the case of an accident is normally limited to comprehensive clauses unless it can absolutely shown that a failure to meet requirement is deliberate and knowingly done. The Tax status has no relevance on the safety of the vehicle, they would have difficulty denying liability.

by Eltel Mon Jun 01, 2020 5:28 pm

eaylifer

I don’t really understand your point, I fully understand that I’m not able to drive my motorhome on a public road as my insurance would not be valid as the motorhome carries no road tax.

I wanted confirmation that the motorhome would be insured while stored on my property and off any public road.

rgermain

Young admin staff!

Don’t understand your comment at all

Keep safe

Terry