Up plating and insurance
5 posters
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Up plating and insurance
I am thinking of up plating weight of my Pollensa from 3300kg to 3500kg.
Was wondering if anyone here has done similar and did it increase your insurance premium?
Assuming of course that you told them???????
Was wondering if anyone here has done similar and did it increase your insurance premium?
Assuming of course that you told them???????
landyman- Member
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Posts : 124
Joined : 2016-06-23
Member Age : 71
Location : Nr Swansea
Auto-Sleeper Model : Pollensa
Vehicle Year : 2003
Re: Up plating and insurance
We uprated our Kingham from 3500kg to 4500kg.
Before we went ahead, I checked with our Insurance Company (Comfort). They said they'd only ask me to confirm that all drivers had the required DL category (no evidence required) and would make a note on the policy.
When I confirmed to them that the process had been completed, that's exactly what happened. No change in premium and no admin fee either.
Tommy.
Before we went ahead, I checked with our Insurance Company (Comfort). They said they'd only ask me to confirm that all drivers had the required DL category (no evidence required) and would make a note on the policy.
When I confirmed to them that the process had been completed, that's exactly what happened. No change in premium and no admin fee either.
Tommy.
Weegie- Member
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Posts : 406
Joined : 2018-01-20
Location : Glasgow
Auto-Sleeper Model : Kingham
Vehicle Year : 2017
Re: Up plating and insurance
I uprated my Symbol from 3300 kg to 3500 kg.
Had no effect on the insurance premium.
G
Had no effect on the insurance premium.
G
Gram- Member
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Posts : 289
Joined : 2013-02-20
Member Age : 80
Location : Hants
Auto-Sleeper Model : Symbol
Vehicle Year : 2009
Re: Up plating and insurance
I went 3500KG to 4050KG.
They charged me a £25 admin fee (!) but there was no increase in the premium.
They charged me a £25 admin fee (!) but there was no increase in the premium.
RogerThat- Donator
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Posts : 1192
Joined : 2018-01-25
Location : North West
Auto-Sleeper Model : Stanway
Vehicle Year : 2018
Re: Up plating and insurance
Thanks for the replies. I have now decided to do it just before my insurance is due for renewal and then tell them at renewal time, thus avoiding the rip off admin fee.
landyman- Member
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Posts : 124
Joined : 2016-06-23
Member Age : 71
Location : Nr Swansea
Auto-Sleeper Model : Pollensa
Vehicle Year : 2003
Re: Up plating and insurance
Good move, Landyman!
G
G
Gram- Member
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Posts : 289
Joined : 2013-02-20
Member Age : 80
Location : Hants
Auto-Sleeper Model : Symbol
Vehicle Year : 2009
Re: Up plating and insurance
Dont forget it could affect any breakdown cover you have...have a chat with them as most breakdown companies cover you up to 3.5 tonne and will charge extra if over as they may need to subcontract a bigger breakdown truck....?
big'nuf- Member
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Posts : 176
Joined : 2016-11-21
Member Age : 62
Location : Gloucester,
Auto-Sleeper Model : Stanton and Broadway
Vehicle Year : 2013/201
Re: Up plating and insurance
Thanks but I am only going up to 3.5 tonne. It is 3.3 at the moment. I had it weighed and with all the (unnecessary?) junk we carry these days I think it was near its payload limit. By uprating to 3.5. 'er indoors can put more stuff in that we will never use.
landyman- Member
-
Posts : 124
Joined : 2016-06-23
Member Age : 71
Location : Nr Swansea
Auto-Sleeper Model : Pollensa
Vehicle Year : 2003
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