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Autosleeper Neuvo first time insurance

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Post by themenace Sat Dec 17, 2016 12:50 pm

Hi all you Autosleeper lovers,
this is my first time on the forum and I am in the process of purchasing a 2006 Neuvo (trading in caravan, so first motorhome experience).
I am presently in the process of looking for suitable insurance, but just informed by LV Insurance that I cannot use my present car 3 years no claims to get motorhome insurance. Is this general and if so, any advice on suitable insurance cover?
Regards
themenace
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Post by -mojo- Sat Dec 17, 2016 12:58 pm

themenace wrote:just informed by LV Insurance that I cannot use my present car 3 years no claims to get motorhome insurance.

It depends whether you are replacing the car with a motorhome, or keeping the car as well.

If swapping car for motorhome, it's not normal.

If you are keeping the car, it's normal - it would not matter if the second vehicle was a car or motorhome. They make you build up a complete NCB on a second (or third, or fourth) vehicle (car or motorhome). They do it because there is nobody to stop them doing it that way and they like taking money off you.

However, some insurers will offer an "introductory discount" when you add another vehicle.
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Post by burlingtonboaby Sat Dec 17, 2016 1:10 pm

themenace wrote:Hi all you Autosleeper lovers,
this is my first time on the forum and I am in the process of purchasing a 2006 Neuvo (trading in caravan, so first motorhome experience).
I am presently in the process of looking for suitable insurance, but just informed by LV Insurance that I cannot use my present car 3 years no claims to get motorhome insurance. Is this general and if so, any advice on suitable insurance cover?
Regards
Hi and welcome to the forum from sunny Bridlington 
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Post by Paulmold Sat Dec 17, 2016 1:17 pm

Did you speak directly with LV?. They have a division called Highway which a lot of brokers deal with. Their policies are what is called Net policies and don't earn NCB and usually give a low price. Try Scenic Insurance or go on Asda Insurance to get a dozen or more online quotes..

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Post by PLOUGHLIN Sat Dec 17, 2016 6:04 pm

I'm with Comfort. They were happy to take my evidence of 9 years NCB on my road car even though I was still insuring my road car (elsewhere). Good, economical insurance terms as well.

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Post by Heanorboy Sat Dec 17, 2016 8:42 pm

When we were looking to buy our first we purchased/registered the vehicle swmbo name as a named driver on "my" policy they gave us 40% discount for a new policy holder with me named as the main driver she now of course has full no claims which in the long run works out better as and when or if we give up the camper and get another car.
For us this year Direct Line was the best deal

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Post by themenace Sun Dec 18, 2016 8:27 am

themenace wrote:Hi all you Autosleeper lovers,
this is my first time on the forum and I am in the process of purchasing a 2006 Neuvo (trading in caravan, so first motorhome experience).
I am presently in the process of looking for suitable insurance, but just informed by LV Insurance that I cannot use my present car 3 years no claims to get motorhome insurance. Is this general and if so, any advice on suitable insurance cover?
Regards
Many thanks for your prompt reply, yes we are keeping the car as well, so will "shop around", as other MHs have done and may have to "bite the bullet" for awhile?
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Post by oldfred Sun Dec 18, 2016 9:48 am

I had the same problem when I started motorhoming. SAGA offered me a 40% introductory discount.

Although they are no longer the cheapest (both camping/caravan clubs have offered lower prices)I have stuck with then as they saved me so much to begin with.
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Post by roli Sun Dec 18, 2016 9:59 am

When we first started Safeguard took ncb evidence to give us an introductory 1st year. After that normal NCB applies

By the way the Nuevo is a coachbuilt not a van conversion
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Post by themenace Sun Dec 18, 2016 2:23 pm

Heanorboy wrote:When we were looking to buy our first we purchased/registered the vehicle swmbo name as a named driver on "my" policy they gave us 40% discount for a new policy holder with me named as the main driver she now of course has full no claims which in the long run works out better as and when or if we give up the camper and get another car.
For us this year Direct Line was the best deal
Very useful info, many thanks!
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Post by themenace Sun Dec 18, 2016 2:25 pm

oldfred wrote:I had the same problem when I started motorhoming. SAGA offered me a 40% introductory discount.

Although they are no longer the cheapest (both camping/caravan clubs have offered lower prices)I have stuck with then as they saved me so much to begin with.
Many thanks, I think I need to try them all and see which is the best all round  offer?
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Post by themenace Sun Dec 18, 2016 2:27 pm

roli wrote:When we first started Safeguard took ncb evidence to give us an introductory 1st year. After that normal NCB applies

By the way the Nuevo is a coachbuilt not a van conversion
Many thanks, very useful info!
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Post by themenace Tue Dec 20, 2016 9:50 am

roli wrote:When we first started Safeguard took ncb evidence to give us an introductory 1st year. After that normal NCB applies

By the way the Nuevo is a coachbuilt not a van conversion
Many thanks...useful info!
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Post by themenace Tue Dec 20, 2016 9:56 am

PLOUGHLIN wrote:I'm with Comfort. They were happy to take my evidence of 9 years NCB on my road car even though I was still insuring my road car (elsewhere). Good, economical insurance terms as well.
Had a great quote from Comfort for 2006 Neuvo, sounds too good to be true compared to a lot of others? Have you had any claims experience with them, or know anyone that has?
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Post by burlingtonboaby Thu Dec 22, 2016 3:15 pm

Our wee car and Sigma are insured with lifesure and underwritten by AXA. [You must be registered and logged in to see this link.]
Very competitive prices, not pleased with the 10% insurance premium hike,     tap_fingers    increased from 6%.
Boaby


Last edited by burlingtonboaby on Thu Dec 22, 2016 5:31 pm; edited 1 time in total
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Post by themenace Thu Dec 22, 2016 3:37 pm

burlingtonboaby wrote:Our wee car and Sigma are insured with lifesure and underwritten by AXA. [You must be registered and logged in to see this link.]
Very competitive prices, not pleased with the insurance 10% insurance premium through , increased from 6%.
Boaby
many thanks for your reply....just managed to get a good deal with Comfort Ins (Aviva).....have a lovely Christmas up!
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